Education and learning provides information
To interpret the information correctly and retrieve it in useful manner is knowledge
Applying the knowledge from time to time gives you experience.
The experience of what knowledge works when? is wisdom.
A wise person will constantly put the acquired knowledge through experience for constructive purpose of self and others.
Some hate the labor to augment their talent.Or else, you can also work to get a little less lazy.
In the long run being more courageous, overcoming fears, becoming productive and being industrious is much easier than may be to acquire certain talent.